What to Check Before Buying a Flat? A Complete Builder’s Checklist for Homebuyers

Buying a home is one of the most important decisions in your life—a moment filled with excitement, dreams, and expectations for your family’s future. But amidst the excitement, it is equally important to evaluate every aspect of the property with awareness and clarity. A carefully planned approach not only saves money but also protects you from future legal or financial trouble.

Many first-time homebuyers often overlook critical details—sometimes because they rely only on the builder's promise, and sometimes because they aren't aware of what truly needs to be checked. With increasing transparency brought by RERA in cities like Pune, homebuyers today are more informed and cautious. Yet, knowing the right things to check before buying a flat is essential to make a confident decision.

Whether you’re searching for your first home or upgrading to a better lifestyle, here is a builder-approved checklist covering everything you must check before buying a flat in Pune.

Check the Legal Documents Before Buying a Flat

Legal verification is the foundation of a safe real estate purchase. Ensuring the legal status of the project and the land protects you from future disputes or delays.

1. RERA Registration Verification

Always start by checking if the project is registered under RERA. Visit the official RERA website and enter the project’s registration number. This gives access to essential details like project timeline, approvals, financial disclosures, and updates on construction status.

Why this matters: RERA protects homebuyers from delays, false promises, and misleading information. A registered project ensures better transparency and accountability.

2. Title Deed & Ownership Clarity

The title deed confirms that the land on which the building is constructed is legally owned by the developer. It should be clear, valid, and free from disputes.

3. Building Plan Approval (Commencement Certificate)

This certificate confirms that the local authorities have permitted the developer to begin construction as per approved plans.

4. Occupancy Certificate (For Ready Flats)

For completed buildings, always ask for an Occupancy Certificate (OC). It ensures the building is safe and constructed as per sanctioned norms.

5. Sale Agreement & Allotment Letter

These documents clearly define the flat specifications, payment structure, possession timeline, and all terms between the builder and the buyer.

6. Encumbrance Certificate

This certificate verifies that the property is free from any legal or financial liability, such as outstanding loans or disputes.

Financial Checks Before Buying a Flat

Understanding the true cost of your home is essential. Many buyers calculate only the base price but forget other important charges.

Key financial things to check before buying a flat:

• Total flat cost vs. your actual budget
• Stamp duty & registration charges
• GST (for under-construction properties)
• Parking charges
• Maintenance deposit
• Clubhouse/amenity charges
• Sinking fund contribution

Also, evaluate your home loan eligibility with different banks. Opt for a pre-approved loan to simplify the buying process.

Builder Reputation & Track Record

As a builder, one thing we always emphasize is trust. A strong reputation ensures you are investing in quality and timely delivery.

You must check:

• Past project delivery timelines
• Customer reviews
• Quality of construction in older projects
• Builder’s financial stability

Established developers—like Shapoorji Pallonji, who have decades of legacy in Pune—carry a higher level of trust due to their stringent quality standards and commitment to timely delivery.

Construction Quality Check During Site Visit

A site visit gives you a real understanding of how your future home is being built.

Checklist for assessing construction quality:

• Strength and finish of concrete and walls
• Quality of doors, windows, railings
• Fire safety systems
• Ventilation and natural light
• Lift quality and brand
• Security room and CCTV placements
• Plumbing and water pressure testing
• Electrical wiring and switch quality

Premium developers ensure robust construction that stands the test of time.

Flat Layout & Carpet Area Verification

Understanding carpet area vs. built-up area is crucial.

Carpet Area: Actual usable space inside the flat.

Built-Up Area: Includes walls and some additional space—not fully usable.

Always verify the actual carpet area mentioned in the RERA document, as this is the most accurate and regulated measurement.

For example, modern developments in Bavdhan offer clearly defined carpet areas for their 2 BHK and 3 BHK homes, ensuring transparency for buyers.

Location Check Before Buying a Flat

Location plays a significant role in long-term appreciation and everyday convenience.

Things to check before buying a flat in Pune:

• Distance to prime work hubs like Baner, Hinjawadi, and Kothrud
• Proximity to schools, hospitals, groceries, and entertainment
• Road connectivity and traffic patterns
• Safety and environment of the locality

Bavdhan, for instance, is emerging as one of Pune’s most preferred residential zones due to its connectivity, greenery, and access to the city’s key locations.

Amenities & Lifestyle Evaluation

Modern homeowners value a lifestyle that goes beyond four walls.

Amenities to check:

• Car parking
• 24/7 security systems
• Clubhouse facilities
• Swimming pool
• Kids play zone
• Senior citizen area
• Jogging tracks
• Green spaces

Township projects—like Vanaha in Bavdhan—offer a lifestyle enriched with greenery, expansive open areas, and thoughtfully designed amenities that elevate everyday living.

Hidden Charges & Maintenance Policies

Before finalizing your home, ask for a detailed breakup of all charges.

Important charges include:

• Maintenance deposit
• Monthly maintenance cost
• Clubhouse subscription
• Meter installation
• Sinking fund

A transparent builder will always give a clear cost sheet without hidden charges.

Resale & Rental Potential

Even if you plan to live in the home, it is wise to consider future value.

In Pune, especially in neighbourhoods like Bavdhan, 2 BHK flats have high rental demand due to nearby IT hubs. Buying a flat in such locations ensures strong appreciation and steady rental income.

What to Check Before Buying a Resale Flat

If you are evaluating a resale flat, review:

• Society NOC
• Outstanding maintenance charges
• Loan clearance certificate
• Age and condition of the building
• Quality of existing fittings
• Renovation requirements

These factors impact the cost as well as the safety of the investment.

Red Flags to Avoid While Buying a Flat

Be cautious of:

• Projects not registered under RERA
• Very low per sq.ft pricing
• Delayed possession history
• Builders unwilling to share documents
• Hidden charges not revealed upfront

A genuine builder will always be transparent and supportive throughout the process.

Conclusion

Buying a flat is a milestone that deserves careful evaluation and informed decisions. From verifying legal documents to checking construction quality, location advantages, and financial clarity—every step matters.

When you choose reputable, RERA-approved developers, you invest not only in a home but in peace of mind.

If you’re exploring legally compliant, premium 2 & 3 BHK homes in Bavdhan Pune, you can consider thoughtfully designed township residences like Shapoorji Pallonji’s Vanaha—where comfort, nature, and modern living come together seamlessly.